MORTGAGE professionals with a focus on you

LMG Top 250 Brokers: Luke HarborneBetter Business Awards NSW/ACT 2025 winner: Best Boutique Non-Franchise OfficeAustralian Broking Awards 2024 finalist: New Broker of the YearAustralian Broking Awards 2024 finalist: Customer Service of the Year (Office)Australian Broking Awards 2024 finalist: Residential Broker of the YearBetter Business Awards NSW/ACT 2023 winner: Editor's ChoiceBetter Business Awards NSW/ACT 2022 finalist: Best Residential BrokerAustralian Broking Awards 2022 finalist: Residential Broker of the YearFAST Business Excellence Awards 2020 winner: Residential Broker Group (under 5 brokers), NSW/ACT
Small White Arrow
SPEAK TO ONE OF
OUR EXPERT BROKERS

GET EXPERT GUIDANCE FROM EXPERIENCED MORTGAGE BROKERS IN SYDNEY:

I WANT TO
BUY A PROPERTY
Long Right Arrow
I WANT TO
BUY AN INVESTMENT
Long Right Arrow
I WANT TO
REFINANCE MY LOAN
Long Right Arrow
I WANT TO
REVIEW MY CURRENT LOAN
Long Right Arrow
RATES FROM

5.99% p.a*
COMPARISON RATES

6.02% p.a*
Owner Occupied | P&I | 60% LVR
*serviceability & criteria applies
An IFA broker meeting a client at the Bondi Junction office
WHY USE A BROKER?
DISCOVERY CALL
Lower Arrow
STRATEGY MEETING
Lower Arrow
LOAN PROCESSING
Lower Arrow
POST SETTLEMENT & COMPLIANCE
Lower Arrow
ONGOING LOAN & RATE REVIEWS
Lower Arrow
START THE PROCESS

DON'T JUST HOPE FOR LOWER RATES - LET US WORK FOR YOU!

Waiting for the bank to drop your interest rates? Stop hoping and start saving with IFA Mortgages!
‍
At IFA Mortgages, we don't leave your financial future to chance. Instead of waiting for the bank to call with a rate reduction (which would inevitably never happen), we proactively review our clients' interest rates 1-2 times a year to ensure you're always getting the best value.

Our dedicated team of experts is committed to finding you the best deals and helping you save money on your home loan.

Talk to us today or use our calculator below to see what your repayments could be with a better rate

Small White Arrow
REPAYMENTS CALCULATOR
Consultant Image

Your mortgage is one of the biggest investments you'll make in your lifetime. It's crucial to find the right one that suits your needs and future goals. Let us help you navigate the journey to secure the perfect mortgage for you

5 Star Service
5-star rating
Perfect client service rating
from 50+ Google Reviews!!
100%
of IFA clients receive an annual
review providing them
updates on their loan, interest
rates & repayments.
40+
Lenders on our panel.
Lender logos: Commonwealth Bank, ANZ, Bankwest, St.George, Westpac, NAB, Macquarie and ING
Get Started

OUR MORTGAGE SERVICES

An IFA broker on a call with a client
REFINANCES
Big White Arrow
INVESTMENT PURCHASES
Big White Arrow
TOP UPS | DEBT CONSOLIDATION
Big White Arrow
Brown Left Arrow
Brown Right Arrow

YOUR VISION IS OUR
COMMITMENT

YOUR VISION IS OUR COMMITMENT

IFA Mortgages and Finance is not your average mortgage broking service. We pride ourselves on our client centric approach, with our primary goal being to see our clients secure their dream home, asset, or business entity, whilst still being able to enjoy financial balance and freedom. With a panel of over 30 lenders, we work with our clients to create a tailored solution, preparing the application and following it up every step of the way, saving our clients hours of unnecessary and stressful work. But we don’t stop there, our service continues over the life of your loan, with our retention team performing continuous annual reviews on your portfolio.
Small White Arrow
LEARN MORE ABOUT US

IFA IN THE MEDIA

The Adviser: How this broker creates relationships that last
Broker Bulletin podcast with Mel Griffin, Anthony O'Flynn and Luke Harborne
The Adviser: Elite Broker Q&A with Anthony O'Flynn of IFA Mortgages
The Adviser: Wellness Wednesday with Anthony O'Flynn of IFA Mortgages
Brown Left Arrow
Brown Right Arrow
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.