Our process starts with a friendly call from one of our brokers or team members. This is a chance for us to get to know you, understand your plans, and discuss your goals. We’ll use this opportunity to set up a strategy meeting and ensure you’re heading in the right direction from day one
Whether it’s a call, a Zoom session, or a relaxed coffee at your local café, our expert brokers take the time to dive deep into your borrowing power, homeownership goals, and financial strategy. We’ll guide you through the next steps, ensuring you have a clear, tailored plan for success
With our in-house loan processors, the hard work is done for you. We’ll collect the necessary documents, submit your application, and handle all follow-ups to get your loan approved smoothly and efficiently. You can focus on your goals while we take care of the details.
After your loan is approved, you’ll receive a settlement letter with all the key details about your new loan, including repayment information and important next steps. We make sure you’re confident and informed as you move forward in your home ownership journey.
When you join the IFA family, our support doesn’t stop at settlement. You’ll receive 1-2 annual reviews to check in on your current interest rate, explore opportunities to reduce repayments, or restructure your loan to better suit your changing needs. We’re here to ensure you always get the best value.
Waiting for the bank to drop your interest rates? Stop hoping and start saving with IFA Mortgages!
At IFA Mortgages, we don't leave your financial future to chance. Instead of waiting for the bank to call with a rate reduction (which would inevitably never happen), we proactively review our clients' interest rates 1-2 times a year to ensure you're always getting the best value.
Our dedicated team of experts is committed to finding you the best deals and helping you save money on your home loan.
Talk to us today or use our calculator below to see what your repayments could be with a better rate