Fletcher Rowe | May 30 2019 Last week, the Australian Prudential Regulation Authority (APRA) announced a change to the serviceability buffers that all deposit-taking institutions are required to abide by when assessing a borrower’s ability to repay a home loan. The buffer, in place since 2014, is designed to ensure borrowers are able to continue
Fletcher Rowe | May 6 2019 The Hayne Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry concluded on February 1st and was released to the public eye on February 4th. The report cast a scathing eye on the sector, noting systemic “unconscionable conduct” and an overriding culture of profit ahead of
Dear Mr Frydenberg, I write to you in response to the findings of the Hayne Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry, released to Treasury on 1st February 2019, and to the wider public and media on 4th February 2019. My response refers in particular to the findings relating to
Fletcher Rowe | November 13 2018 Historically, businesses investing in productive equipment has long been an indicator of business confidence. Increased investment in this manner can provide an insight into the overall health of an economy. Less understood are the varying different types of asset finance, and how different types of finance work best for
Fletcher Rowe | May 25 2018 The IFA Mortgages & Finance team have continued their momentum into the new year, again being recognised for their outstanding service delivery and an incredible 12 months as a group. We are proud to announce that we have been included as finalists in three categories for the upcoming 2018 Australian
Fletcher Rowe | May 1 2018 It’s no secret that success within any industry, and indeed life, hinges not only on the knowledge and expertise of those around you, but the creation of a nurturing environment that allows you to thrive. To recognise a tremendous year for IFA, in which our team received numerous awards
Fletcher Rowe | February 1 2018 The mortgage broking industry is no place for the faint-hearted. A broker is entrusted with the handling of what is usually the single largest financial transaction of any person’s lifetime, having the nous to navigate the complex and often nonsensical world of banks and their policies. Equally burdensome can
???????????? We will be closing our doors for 2017 on Friday 22nd December, returning to the office on 8th January after (hopefully!) a relaxing break. As usual, we will be contactable via mobile for anything urgent. If you have any queries about your accounts that need to be resolved over this period, please get in
Fletcher Rowe | December 7 2017 As 2017 nears its climax, the accolades have continued to come for the IFA Mortgages & Finance team. This time, it is Anthony with his name in lights, as we received the news this morning that he has been nominated as a finalist as the Best Residential Broker at
Fletcher Rowe | November 2 2017 One thing thing that most mortgagees will attest to is harbouring a small, albeit impassioned, feeling of bitterness towards their bank. We know that a mortgage is part and parcel in keeping a roof over our heads, but at the same time, we’d jump at the opportunity to keep